Paying Off a Car Loan Early: Can and Should You Do It?

Paying off a car loan early is a good idea if your loan has a high interest rate and your credit score is strong. It might be unwise if your loan’s interest rate is low, your credit score is low, or if the payment will compromise your emergency fund.

How to buy a used car (and get a good deal)

Buying a used car in 2024 is hard but not impossible. Sure, prices are high and inventory is low — but amazing deals can still be found (or negotiated) — if you can master the car-buying process.

How do bonds work? A beginner’s guide

A bond is money that you loan to a corporation or government in exchange for interest payments over a set period of time. Bonds are among the most underrated investment vehicles for folks under 30, offering safety, diversity, and in some cases, surprisingly high returns.

The total cost of car ownership

A car costs way more than just the price you pay to drive it off the lot. Here are the seven true costs of owning a car and how to save on car ownership.

Holiday tipping guide: How to tip when budgets are tight

Your regular service providers, from your massage therapist to your pet sitter, may deserve a small holiday bonus. Don’t feel pressured to give more than you can afford, but a good rule of thumb is anywhere from $20 to the cost of one session/service.

Carvana: Is it worth it? Or is there a catch?

Through Carvana, you can purchase a high-quality, pre-owned car for a competitive price and have it delivered right to your door. But in 2022, the company’s shady philanthropy practices and uncertain future might be a turnoff.

Can you rent a car with a debit card?

Yes, technically you can rent a car with a debit card. But rental car agencies will only accept debit cards under strict conditions (e.g., credit checks, deposits of $500+, etc.), so it’s always better to use a credit card.

Are Amex cards worth it?

American Express cards have high credit requirements, annual fees, and aren’t universally accepted – but are the amazing perks worth the drawbacks?