How to start tending to your money
A very simple guide to getting started.
David Weliver
Why personal finance matters
On the importance of tending to your money — however much you have, however it makes you feel.
How much should you contribute to your 401(k)?
A 401(k) is an important tool for maximizing your retirement savings. But it’s not the only one. We break down how much you should contribute to your 401(k), how much should go to other vehicles like IRAs, and how to balance retirement savings with other priorities like paying down debt.
What estimated rate of return should you use for retirement planning?
A financial plan is only as good as the assumptions used to create it.
How to negotiate the price of a car according to a former salesman
If you want to beat car dealerships at their own game, you need to first understand the true market value of what you’re buying and trading in. You should also get quotes via phone or email before you physically go into the dealership, and then skip all the extras they’ll push you to buy.
The 50/30/20 budgeting method
The 50/30/20 says to spend 50% of your income on needs, 30% on wants, and 20% on savings. Calculate your 50/30/20 budget below.
Does your debit card have a daily spending limit?
Debit cards have daily spending limits and ATM withdrawal limits that vary by bank and account. Find yours and how to increase your debit card limits.
How to start investing with little money
Should you invest if you only have a small amount of money? Yes! Here’s why, how to start investing with little money and beginner mistakes to avoid.
Is an FHA loan a good idea?
An FHA loan is a home mortgage that is insured by the Federal Housing Administration. FHA loans have lower down payment and credit requirements than conventional mortgages, but they may be considerably more expensive.
A beginner’s guide to mortgages
Here’s a breakdown of what a mortgage is, how a mortgage works, and the most important things to know before shopping for one.