How to manage student loan debt
Take charge of your student loan debt! Learn how to pay your student loans off fast. Compare payment plans, consolidation, refinancing & more.
Using Credit Responsibly
Should I save for emergencies or pay down my student loans?
Should you start paying off student loans ASAP? Start saving for retirement? For a house? Here’s what you need to know before you start paying extra toward your student loans.
If You Don’t Pay Your Student Loans, The Government Will Garnish Your Wages: Here’s How To Avoid That
Getting your wages garnished because you’re behind on your student loans is a major stress on your finances. Learn how to get out of wage garnishment, and, better yet, how to avoid it altogether.
Should you pay off student loans early?
Should you pay off your student loans or start investing? It’s a common questions among new grads. Here are some calculations that might help you make your decision.
Student loan consolidation and refinancing guide
Do you have too many student loans to keep track of? Get answers to frequently-asked questions on federal student loan consolidation loans and private student loan refinancing. Find out the pros and cons to consolidation, if you’re eligible, and how to apply.
With Lots of Student Loans, Which Debts Should You Pay First?
Congrats, grad: Your crazy student loans are coming due! How do you know which student loans to pay first? Attorney Natalie Bacon graduated from law school with $208K in student debt and — not surprisingly — has some thoughts on the subject.
Why your credit card isn’t really paid off: How residual interest works
Thought you paid off your credit card balance but then got a new bill? Learn how residual interest, also known as trailing interest, works and how to avoid it.
Why it takes 7 years to establish good credit
A good credit score doesn’t come quickly. Excellent credit requires seven years of open credit accounts and on-time payments. Here’s why, and what you can do to manage your finances while working to build good credit.
What’s your credit utilization ratio and how does it affect your credit score?
Your credit utilization ratio has a big impact on your credit score – almost as big as your payment history. Here’s how CUR works – and how you can fix it.
What is APR?
An annual percentage rate, or APR, is a percentage that shows what it will cost you to borrow money. APR reflects both an interest rate and additional costs and fees applied to your loan or credit card balance.