So you are ready to pay off debt, great! Now to decide which method you are going to use. The debt snowball or the debt avalanche? Here we talk about the difference between the two and give you a tool to decide which method is best for you.
Higher education is supposed to be a no-brainer: Even if you have to borrow, you’ll earn more with a degree. But that ROI is breaking down. As more students take out gigantic student loans and struggle to find the right jobs, they ask: is student loan debt worth it or not?
Chase Pay is an easy-to-use payment app that can also offer you discounts at select merchants. To learn more, here’s our full review.
Using a credit card responsibly involves paying off your balance each month, slowly building credit with a few purchases, and even earning cash back rewards.
Here’s how to see the debit and credit cards you’ve saved on your iPhone’s Wallet app.
Canceling a credit card may be a good idea if you can’t control your spending. But it’s not without consequences. Here’s how to know if closing the account for good is the right move.
Pre-approval means there’s a good chance you’ll qualify for a card. And you can compare credit card pre-approval offers with no harm to your credit score.
A HELOC (home equity line of credit) allows you to borrow money based on the equity you have in your home — that is, the value of your home minus what you owe on your mortgage. While they can be handy for getting access to low-interest cash, keep in mind that your collateral is literally your home.
A balance transfer is essentially paying off one credit card with another. The smartest way to do a balance transfer is to get a card with an introductory 0% APR offer, which enables you to pay the debt off faster and with less interest overall.
Venmo is a convenient service that has helped people stop carrying cash altogether. Read on to learn how you can use it with your credit card.