Insurance

A premium is what you pay to maintain coverage; deductible is the amount you pay for treatment before the insurance company covers remaining expenses; copay is for routine medical services; and out-of-pocket maximum limits the total amount you pay each year for health care.

Car Insurance. You probably have it, but do you fully understand it? It’s important to understand car insurance definitions and coverage types so you buy enough to protect yourself but not more than you need.

Renters insurance covers your personal belongings, personal liability, medical expenses, and additional living expenses. Without renters insurance, you could be on the hook financially for things like damaged belongings or third-party lawsuits if someone is injured in your home.

Insurance plays a crucial role in your financial health. It can protect your home, your car, your pet, your business, your travel, and—most importantly—you.

You can be denied life insurance coverage for a lot of reasons; learn why, and how to increase your odds of approval.

Neutering your pet can be an expensive venture, especially if there are any complications during or after the procedure. Here are some insurance companies that cover neutering.

Pet insurance can help cover the costs of vet care and checkups for pet owners. Here’s info you need on different pet insurance options and waiting periods.

An imperfect driving record, a history of claims, and poor credit will lead to increased car insurance rates. But you can keep your premiums as low as possible by periodically comparing competing insurance companies, bundling multiple insurance policies under the same provider, and increasing your deductible, among other strategies.